Author name: Rachel Simmons

Rachel Simmons is a personal finance writer and insurance specialist with over 10 years of experience helping families make smarter money decisions. She holds a Certified Financial Planner (CFP) designation and has contributed to major financial publications. Rachel specializes in budget planning, life and health insurance comparison, and retirement strategies for middle-income households. Her mission is to make complex financial topics accessible and actionable for everyday people.

Insurance

What Happens If You Outlive Your Term Life Insurance?

Rachel Simmons / March 31, 2026

My 20-year policy expires in eight months. I remember picking that term in my early 30s because it covered my […]

Insurance

Is Renters Insurance Worth It for College Students?

Rachel Simmons / March 31, 2026

My sister called me in October, two weeks after she moved into her off-campus apartment. Her laptop had been stolen